- 18 years or older.
- Social Security # or ITIN.
- A Personal Checking Account.
- Some online banks and credit unions are not accepted.
- Have a credit or debit card.
- Valid ID.
- Social Security Number or ITIN are accepted.
No Credit Needed Payment Options
Frequently Asked Questions and Apply Below
We have No Credit Needed Payment Options through Acima Finance, Snap Finance, Progressive Leasing, and American First Finance.
You can also checkout with Affirm, Our Credit Based Payment Option, or PayTomorrow.
- The no credit needed payment option will let you know instantly if you’re approved or denied once you have completed the application
- Call/text 951.336.1293 or use our Chat
- If you get Denied
- If you get Denied but have an Approval or Pre-Approval
- If you have a Snap Virtual card
- Valid Government ID (expired ID and copy of ID will not be accepted)
- Bank Checking Account information (routing and account number)
- Social Security Number or Individual Taxpayer Identification Number (ITIN)
- Debit/Credit Card (must be in applicants name)
- Minimum payments will be automatically deducted from your bank account (Autopay)
- You can choose weekly, bi-weekly, or month. You may change the frequency of payments you make but the first payment date can not be changed.
- Early Purchase Option: You will have 90 Days to pay off the amount.
- If you choose to pay off after the early purchase option (90 Days), you will be paying more than DOUBLE the original amount
- 90 Day Purchase Option outside California or 3 months within California. (Progressive Leasing Disclosure: Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970.)
- You can call/text 951.336.1293 or Chat to complete your order with a sales rep or finish checking out online
- Online/Phone orders are subject to our Identity Verification Policy
- For store pick up, bring valid ID (not expired or a copy)
- Call/text 951.336.1293 or use our Chat
- If you get Denied but have an Approval or Pre-Approval
- If you have a Snap Virtual card
- For online orders, follow the checkout process for approval and to place an order.
- For phone/text or chat orders, we have to process the order for you by sending you the no credit needed payment option invoice.
- If you want to pick up in store, we can process the order over the phone, text or chat. Just bring a valid ID.
- A second form of identification may be requested, such as, car registration, billing statement, etc.
- Asking for additional information or documents to verify identity before we release merchandise is part of Identity Verification Policy
- Call/text 951.336.1293 or use our Chat
- If you get Denied
- If you get Denied but have an Approval or Pre-Approval
- If you have a Snap Virtual card
- Before we ship products, all customers, who go through our No Credit Needed Payment options, must provide the following:
- Send a photo of your ID and a second photo of you holding your ID like a Selfie to info@macstarcamera.com
- A second form of identification that may be requested would as follows car registration, credit card bill, utility bill, etc. may be required per our Identity Verification Policy.
- We ship via Fedex Ground and/or UPS Ground. Shipping times are 3-10 business days.
STILL HAVE QUESTIONS? CALL/TEXT 951.336.1293 OR USE THE CHAT